Eliminate Credit Card Debt

1. Cut up all but 1 credit card which is kept in an inconvenient (hard to get to) place for emergencies only.
2. Pay off credit card with lowest balances first. This will free up money to pay off larger debts fastest.
3. Setup and track a realistic budget using checkthebudget.com!

Control Your Spending

1. Eating out costs a fortune, so eat at home and take a lunch to work.
2. Watch movies at home with Netflix service which is only $10.00 a month rather than going to the theatre.
3. Get rid of any unnecessary "installment" bills such as Cable, Cell Phone, Health Club, etc.

For more articles check out our Budgeting Software blog.